If these words sound familiar, you are already a Dave Ramsey fan. If not, you might enjoy getting to know him. We get so many messages everyday trying to tell us that we must buy something to be cooler, smarter, sexier, etc. It is nice to hear a voice saying you don't need that junk. You'll be cooler, smarter, sexier etc. without debt. There are several ways to listen to The Dave Ramsey Show. Locally, you can hear it on 95.9 FM from noon-3PM. You can also watch him in the evenings on the Fox Business channel from 8PM- 9PM (that's channel. 106 on our Comcast Cable). Now to listen to the whole 3 hour radio show via MP3, you have to become a member of My Total Money Makeover. However, you can download an hour of the show for free at iTunes. He's got a great voice and it is nice to combat all of the commercial messages we get with some good old common sense.